Amazon Business Prime American Express Card vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.8/10).
| Scored on | Amazon Business Prime American Express Card | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 7 | 6 |
| Features | 8 | 9 |
| Annual Fee | $0 | $99 |
| Purchase APR | 19.49% - 27.49% Variable | 21.49% - 28.49% Variable |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Skip it if: You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or IHG One Rewards Premier Business Credit Card?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.8/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip IHG One Rewards Premier Business Credit Card?
You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.