Amazon Business Prime American Express Card vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 6.3/10).
| Scored on | Amazon Business Prime American Express Card | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 9 | 6 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 7 | 5 |
| Features | 8 | 4 |
| Annual Fee | $0 | $0 |
| Purchase APR | 19.49% - 27.49% Variable | — |
| Foreign Transaction Fee | None | 3% |
| Late Payment Fee | Up to $39 | Up to $40 |
| Intro Purchase APR | — | 0% for 12 months |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 6.3/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.