Amazon Business Prime American Express Card vs CitiBusiness / AAdvantage Platinum Select Mastercard: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and CitiBusiness / AAdvantage Platinum Select Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.1/10).
| Scored on | Amazon Business Prime American Express Card | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 7 | 5 |
| Features | 8 | 7 |
| Annual Fee | $0 | $99 (waived first year) |
| Purchase APR | 19.49% - 27.49% Variable | 21.24% - 29.24% (Variable) |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | — |
| Employee Cards | — | $0 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
CitiBusiness / AAdvantage Platinum Select Mastercard in one paragraph
A solid, cost-effective tool for AA-loyal small businesses that pays for itself through waived bag fees and a low annual cost.
Skip it if: Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Read the full CitiBusiness / AAdvantage Platinum Select Mastercard review
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.1/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip CitiBusiness / AAdvantage Platinum Select Mastercard?
Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.