Amazon Business Prime American Express Card vs CitiBusiness / AAdvantage Platinum Select Mastercard: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and CitiBusiness / AAdvantage Platinum Select Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8/10 vs 7.1/10).
| Scored on | Amazon Business Prime American Express Card | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 6 | 5 |
| Features | 8 | 7 |
| Annual fee | $0 | — |
| Foreign transaction fee | None | — |
| Purchase APR | 19.49% - 27.49% variable | 21.24% - 29.24% (Variable) |
| Late payment fee | Up to $39 | — |
| Annual Fee | — | $99 (waived first year) |
| Foreign Transaction Fee | — | $0 |
| Employee Cards | — | $0 |
Amazon Business Prime American Express Card in one paragraph
A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Skip it if: Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Read the full Amazon Business Prime American Express Card review
CitiBusiness / AAdvantage Platinum Select Mastercard in one paragraph
A solid, cost-effective tool for AA-loyal small businesses that pays for itself through waived bag fees and a low annual cost.
Skip it if: Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Read the full CitiBusiness / AAdvantage Platinum Select Mastercard review
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8/10 vs 7.1/10). A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Who should skip Amazon Business Prime American Express Card?
Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Who should skip CitiBusiness / AAdvantage Platinum Select Mastercard?
Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.