Amazon Business Prime American Express Card vs Chase Ink Business Unlimited: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Chase Ink Business Unlimited — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 8.3/10).
| Scored on | Amazon Business Prime American Express Card | Chase Ink Business Unlimited |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 8 | 9 |
| Fees & pricing | 9 | 10 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $0 |
| Purchase APR | 19.49% - 27.49% Variable | — |
| Foreign Transaction Fee | None | 3% |
| Late Payment Fee | Up to $39 | $40 |
| Introductory APR | — | 0% for 12 months |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Chase Ink Business Unlimited?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 8.3/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.