Amazon Business Prime American Express Card vs Chase Ink Business Unlimited: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Chase Ink Business Unlimited — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Amazon Business Prime American Express Card | Chase Ink Business Unlimited |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 8 | 9 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 7 |
| Features | 8 | 7 |
| Annual fee | $0 | — |
| Foreign transaction fee | None | — |
| Purchase APR | 19.49% - 27.49% variable | 18.49% - 24.49% Variable |
| Late payment fee | Up to $39 | — |
| Annual Fee | — | $0 |
| Foreign Transaction Fee | — | 3% |
| Late Payment Fee | — | Up to $40 |
Amazon Business Prime American Express Card in one paragraph
A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Skip it if: Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Read the full Amazon Business Prime American Express Card review
Chase Ink Business Unlimited in one paragraph
A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.
Skip it if: You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.
Frequently asked questions
Who should skip Amazon Business Prime American Express Card?
Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Who should skip Chase Ink Business Unlimited?
You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.