Amazon Business Prime American Express Card vs Chase Ink Business Preferred: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Chase Ink Business Preferred — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.3/10).
| Scored on | Amazon Business Prime American Express Card | Chase Ink Business Preferred |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $95 |
| Purchase APR | 19.49% - 27.49% Variable | 21.24% - 26.24% (Variable) |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | — |
| Employee Cards | — | $0 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
Chase Ink Business Preferred in one paragraph
The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Skip it if: Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Chase Ink Business Preferred?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.3/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip Chase Ink Business Preferred?
Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.