Amazon Business Prime American Express Card vs Chase Ink Business Preferred: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Chase Ink Business Preferred — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8/10 vs 7.8/10).
| Scored on | Amazon Business Prime American Express Card | Chase Ink Business Preferred |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Annual fee | $0 | — |
| Foreign transaction fee | None | — |
| Purchase APR | 19.49% - 27.49% variable | 21.24% - 26.24% (Variable) |
| Late payment fee | Up to $39 | — |
| Annual Fee | — | $95 |
| Foreign Transaction Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
| Employee Cards | — | $0 |
Amazon Business Prime American Express Card in one paragraph
A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Skip it if: Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Read the full Amazon Business Prime American Express Card review
Chase Ink Business Preferred in one paragraph
The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.
Skip it if: You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Chase Ink Business Preferred?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8/10 vs 7.8/10). A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Who should skip Amazon Business Prime American Express Card?
Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Who should skip Chase Ink Business Preferred?
You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.