Amazon Business Prime American Express Card vs Chase Ink Business Cash: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Chase Ink Business Cash — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 8.2/10).
| Scored on | Amazon Business Prime American Express Card | Chase Ink Business Cash |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 10 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | — |
| Purchase APR | 19.49% - 27.49% Variable | 18.49% - 24.49% variable |
| Foreign Transaction Fee | None | — |
| Late Payment Fee | Up to $39 | — |
| Annual fee | — | $0 |
| Foreign transaction fee | — | 3% |
| Late payment fee | — | Up to $40 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Chase Ink Business Cash?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 8.2/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.