Amazon Business Prime American Express Card vs Capital One Spark Miles: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Capital One Spark Miles — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 8/10).
| Scored on | Amazon Business Prime American Express Card | Capital One Spark Miles |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 8 | 9 |
| Fees & pricing | 9 | 10 |
| Customer support | 7 | 6 |
| Features | 8 | 7 |
| Annual Fee | $0 | $0 |
| Purchase APR | 19.49% - 27.49% Variable | 20.99% - 28.99% Variable |
| Foreign Transaction Fee | None | None |
| Late Payment Fee | Up to $39 | Up to $39 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
Capital One Spark Miles in one paragraph
A top-tier choice for simple 2% travel rewards if you don't mind your business debt appearing on your personal credit report.
Skip it if: Skip it if you carry high monthly balances that could negatively impact your personal credit score due to high utilization reporting.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Capital One Spark Miles?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 8/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip Capital One Spark Miles?
Skip it if you carry high monthly balances that could negatively impact your personal credit score due to high utilization reporting.