Amazon Business Prime American Express Card vs Brex Card: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Brex Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Amazon Business Prime American Express Card | Brex Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 (with Prime membership) | $0 |
| Purchase APR | 19.49% - 27.49% variable | — |
| Foreign Transaction Fee | None | $0 |
| Late Fee | Up to $39 | — |
| Monthly Platform Fee | — | $0 (Standard) / Varies (Premium) |
| Late Payment Fee | — | Account Suspension |
Amazon Business Prime American Express Card in one paragraph
The best tool for turning massive Amazon procurement and AWS bills into a 5% discount, provided you don't mind the personal guarantee.
Skip it if: You don't already use Amazon Prime or your annual Amazon spend is less than $2,500.
Read the full Amazon Business Prime American Express Card review
Brex Card in one paragraph
Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Skip it if: Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Frequently asked questions
Who should skip Amazon Business Prime American Express Card?
You don't already use Amazon Prime or your annual Amazon spend is less than $2,500.
Who should skip Brex Card?
Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.