Amazon Business Prime American Express Card vs American Express Business Platinum: which one fits your business?

Side-by-side comparison of Amazon Business Prime American Express Card and American Express Business Platinum — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7/10).

Scored onAmazon Business Prime American Express CardAmerican Express Business Platinum
Right fit for small biz98
Ease of use86
Fees & pricing95
Customer support77
Features89
Annual Fee$0$695
Purchase APR19.49% - 27.49% Variable—
Foreign Transaction FeeNoneNone
Late Payment FeeUp to $39Up to $39

Amazon Business Prime American Express Card in one paragraph

The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.

Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.

Read the full Amazon Business Prime American Express Card review

American Express Business Platinum in one paragraph

A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.

Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.

Read the full American Express Business Platinum review

Frequently asked questions

Which is better, Amazon Business Prime American Express Card or American Express Business Platinum?

On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.

Who should skip Amazon Business Prime American Express Card?

You don't have a Prime membership or you prefer travel points over simple cash back.

Who should skip American Express Business Platinum?

Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.

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