Our Editorial & Research Standards

Last updated: October 2025

At MyBizNerd, we turn complicated business decisions into clear, actionable insights for entrepreneurs, side hustlers, and small business owners. From choosing a business checking account to figuring out how to file taxes as a sole proprietor, our goal is simple:

“Help you make smarter business moves — without the jargon, gatekeeping, or guesswork.”

🔬 1. How We Research

Every article starts with data, documentation, and direct testing. Our writers and analysts dig into IRS publications, government filings, and trusted third-party resources before ever drafting a guide.

We review IRS, SBA, and FDIC publications for official guidelines.
We read first-hand user data, product documentation, and financial disclosures from banks, insurers, and platforms we feature.
We interview or survey real business owners to validate what actually works in practice.

When a topic involves numbers (e.g., CD rates, APYs, fees), we cite publicly verifiable data and timestamp every comparison. No affiliate bias, no “best” picks unless they truly stand out for cost, access, or ease of use.

💻 2. How We Test & Compare

Our team tests software, banks, and tools the same way you would — by using them. We open demo accounts, run transactions, and track performance over time.

For each product or service, we evaluate across key dimensions:

Category	What We Look For
Ease of Use	Simple onboarding, clear dashboards, minimal jargon
Value	Fees, rewards, or features that save real money/time
Transparency	Clear disclosures, honest pricing, and no hidden traps
Support	Speed and quality of customer service for small biz owners

Our goal isn’t hype. It’s clarity. If something’s great, we’ll say so. If it’s not, we’ll explain why — and offer better alternatives.

💰 3. How We Make Money

MyBizNerd is reader-supported. We partner with some companies through affiliate or referral programs that pay us a commission if you open an account, sign up, or make a purchase through our links.

We only recommend partners that pass our editorial review — most are included regardless of partnership status.
Affiliate relationships never influence star ratings, editorial placement, or conclusions.
All partnerships are clearly disclosed per FTC guidelines.

In short: if we wouldn’t use it ourselves, we won’t recommend it to you.

📊 4. Data Sources We Trust

We rely on transparent, verifiable data. Some of our most-cited sources include:

We supplement those with first-party testing and internal data collected from user surveys and analytics. Every dataset used in articles is timestamped and stored internally for verification.

👓 5. Our Editorial Promise

“We write like we’re explaining it to a friend — not pitching it to a boardroom.”

Every MyBizNerd article goes through a two-stage review:

Fact Check: All numbers, sources, and claims are validated by a researcher or editor.
Voice & Clarity Edit: We make sure it sounds like a real human wrote it — clear, direct, a little nerdy, and sometimes funny.

We don’t use AI-written product blurbs, copied PR quotes, or scraped reviews. Every guide is built by real humans who know small business from experience.

🧭 6. Continuous Updates

Financial products change — fast. Our editorial team reviews major content at least every 90 days or immediately after a significant rate, fee, or policy change. We also add new data monthly to our rate comparison tools.

See an error or outdated detail? Email us at editor@mybiznerd.com. We’ll fact-check and update promptly.

🧠 7. Why It Matters

Small business owners deserve research written for them — not recycled from corporate marketing copy. Our methodology keeps us honest, transparent, and relentlessly practical.

We want you to finish every MyBizNerd article thinking:

“Finally, someone explained it in plain English — and I actually know what to do next.”

Written by the MyBizNerd editorial team. Proudly caffeine-fueled, bias-free, and dedicated to small business clarity since 2024.